Retirement Calculator

Plan your financial future and retirement savings

✓ Retirement Planning ✓ Savings Goals ✓ Investment Growth

Retirement Planning Calculator

Projected Retirement Savings

$0

Total amount at retirement

Monthly Income Available

$0

Based on 4% withdrawal rule

Years to Retirement

0

Time to save and invest

Total Contributions

$0

Your total investment

Investment Growth

$0

Earnings from compound interest

Retirement Planning Tips

1

Start Early

The power of compound interest works best over long periods. Start saving as early as possible.

2

Maximize Employer Match

If your employer offers 401(k) matching, contribute enough to get the full match - it's free money!

3

Diversify Investments

Don't put all your eggs in one basket. Diversify across different asset classes and sectors.

4

Increase Contributions

Try to increase your contribution rate by 1% each year or whenever you get a raise.

5

Consider Inflation

Factor in inflation when planning. What costs $1 today might cost $2 in 25 years.

6

Review Regularly

Review and adjust your retirement plan annually or when major life events occur.

About Retirement Calculator

Plan your financial future with comprehensive retirement projections

Growth Projections

Calculate how your retirement savings will grow over time with compound interest and regular contributions.

4% Withdrawal Rule

Estimate safe withdrawal amounts using the widely accepted 4% rule for sustainable retirement income.

Timeline Planning

See exactly when you can retire based on your current savings rate and investment returns.

Income Estimates

Calculate your potential monthly retirement income based on your projected savings balance.

Retirement Planning Tips

Start Early

  • Time is your greatest asset for compound growth
  • Even small amounts can grow significantly
  • Take advantage of employer matching

Stay Consistent

  • Automate your contributions
  • Increase savings with salary raises
  • Review and adjust annually

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